“Another infantile response i see.”

“"Many people can have over £100,000 without being classed as middle Britain, a legacy perhaps, or other good fortune such as a win on one of the numerous gambling possibilities. Any of these scenario's could be transferred into a cash, then pension asset in excess of 100,000."

Yeah, they win it the day before they snuff it, don't they, without spending any of it.

Doh!”

“What is a hole in the ground worth.

Many people can have over £100,000 without being classed as middle Britain, a legacy perhaps, or other good fortune such as a win on one of the numerous gambling possibilities. Any of these scenario's could be transferred into a cash, then pension asset in excess of 100,000.

There are more options than just working.”

“John if you increase the IT threshold to £1 million then you by definition let millionaires off it.

And since we mention 'Middle Britain', what about the tax credits ETC which the Tories want to cut for Middle Britain?

And it is incredibly strange how, having first said their priority was to cut the deficit they've found the money for these tax cuts.

Oh, and Seer, I have to say I am getting more than a bit bored of that.”

“And, John. To retire with a pension lump sum of £100k the person must have been on a good whack while working.

My lump sum is less than a third of that and I earn an average salary.

And John, that is from a so-called 'gold-plated pension'.

Maybe your house is worth £325k and is a 'modest' abode, but mine sure ain't.”

“"Its about time Mr and Mrs average who have funded all these measures were allowed to keep (or at least pass on to their families) some of their own hard earned money".

John, how is money gained from sitting on an asset that you don't actually own, 'hard earned money'?”

“John on this topic we must agree to disagree.”

“And Barry I don't know how out of touch you are, but a £600 per month mortgage is what it costs these days to fund a Mortgage on the average priced house.”

“Barry,
However you dress it up I have illustrated that Mr and Mrs average will be helped by these proposals. You multi-millionaire would barely notice the difference.
Just because the poorest in society do not benefit doesn't mean that the measures are not welcome.
The poorest have had working tax credits, minimum pension guarentees, minimum wage, EMA, Educational maintenance grants etc. etc.
Its about time Mr and Mrs average who have funded all these measures were allowed to keep (or at least pass on to their families) some of their own hard earned money for a change rather than it being spent on others.”

“John in my reply to your text I should have said £100k and not £100, I apologise for my mistake.”